Australia Dog Insurance

Think about it. If people get sick, we have Medicare. If our dogs get sick, it comes out of our pocket. If we can't afford expensive operations, what happens to our best friend?

Most policies unfortunately don't cover desexing, vaccinations, heartworming, tick treatments, microchipping, pregnancy, cosmetic work or euthanasia or cremation. But some will cover vet fees, alternative therapies, hospital contributions, third-party liability. Many have excess payments.

Popular policies are available from:

• Petsecure
• Petwise (supports the Delta Society)
• Ace Pet Protection (supports Guide Dogs)
• GIO Pet Cover (an add-on to home and contents insurance)
• PetTrack
• Pet Sure Australia

Monthly premiums can range from around $15 to $40, depending on the package you choose.